BrazilFinance and insurance2023 – ongoingBTG Pactual
AI engine for credit-policy development
BTG Pactual tested an AI policy engine with its credit team
Problem
Defining lending policies involved substantial manual work.
Approach
BTG developed an AI engine to explore business rules. Its credit team completed an initial test in 2023 and used the results to improve a lending policy.
Results
No published figures
Takeaway
The reported result concerned policy development; loan-performance results were undisclosed.
Categories
- Size
- Large enterprise
- Industry
- Finance and insurance
- Business function
- Finance, risk and legal
- Innovation type
- Process innovation
- AI technology
- Optimization
- Adoption
- Built in-house
- Evidence
- Company's own claim
Sources
Source summaries
[1]BTG Pactual27 May 2024
BTG described a successful credit-team test. Broader use remained planned.
Full details are in the original sources.
Added 1 Nov 2026 · Updated 1 Nov 2026
