ChinaFinance and insurance2024 – ongoingChina Everbright Bank
LLM credit due-diligence report generation
China Everbright Bank reported generating credit due-diligence reports in 3 to 5 minutes
Problem
Relationship managers spent substantial time assembling and writing corporate credit due-diligence reports.
Approach
The bank launched an LLM report generator in December 2024. It gathered and processed internal and external data, analysed borrower indicators and drafted reports by chapter.
Results
3-5 minutesaverage report generation time of 3 to 5 minutes, according to the bank
5,000+more than 5,000 due-diligence reports helped draft by July 2025
Takeaway
Report generation time did not measure the full credit investigation; output quality depended on the available data.
Categories
- Size
- Large enterprise
- Industry
- Finance and insurance
- Business function
- Finance, risk and legalInternal work and knowledge management
- Innovation type
- Process innovation
- AI technology
- Generative AI
- Adoption
- Built in-house
- Evidence
- Company's own claim
Sources
Source summaries
[1]新华财经2 Jul 2025
Vice-president Yang Bingbing described the deployed report generator. He reported more than 5,000 reports and average generation times of 3 to 5 minutes.
Full details are in the original sources.
Added 1 Nov 2026 · Updated 1 Nov 2026