ChinaFinance and insurance2024 – ongoingChina Minsheng Bank
Loan-disbursement review assistance
Minsheng reported cutting corporate loan-disbursement review from 19 minutes to 3 minutes
Problem
Disbursement reviews consumed staff time.
Approach
Minsheng combined model sizes. AI assisted disbursement review.
Results
3 minutescorporate review time, previously 19 minutes
Takeaway
The 3-minute result applied to corporate loan-disbursement review. Minsheng separately reported reducing retail loan-disbursement approval from 13 minutes to 5 minutes.
Categories
- Size
- Large enterprise
- Industry
- Finance and insurance
- Business function
- Finance, risk and legal
- Innovation type
- Process innovation
- AI technology
- Generative AI
- Adoption
- Built in-house
- Evidence
- Company's own claim
Sources
Source summaries
[1]China Minsheng Bank3 Apr 2025
Minsheng described review assistance. Corporate reviews took 3 minutes.
Full details are in the original sources.
Added 1 Nov 2026 · Updated 1 Nov 2026