South KoreaFinance and insurance2026 – ongoingHana Bank
Generative AI drafts corporate credit evaluation opinions
Hana Bank reported generating corporate credit opinion drafts in about 10 seconds
Problem
Hana Bank employees spent more than 30 minutes on average analyzing company indicators and writing corporate credit evaluation opinions.
Approach
The bank developed a generative AI system internally and introduced it across all branches in March 2026. It analyzed financial statements and industry information to produce draft opinions. Credit specialists' evaluation guidelines informed the bank's algorithms.
Results
Takeaway
The reported timing concerned draft generation. The annual workload saving remained an estimate.
Categories
- Size
- Large enterprise
- Industry
- Finance and insurance
- Business function
- Finance, risk and legalInternal work and knowledge management
- Innovation type
- Process innovation
- AI technology
- Generative AI
- Adoption
- Built in-house
- Evidence
- Company's own claim
Sources
Source summaries
Electronic Times reported Hana Bank's branch-wide introduction of an internally developed opinion-drafting system. The bank claimed draft generation took about 10 seconds and projected annual savings of about 27,000 work hours.
Full details are in the original sources.