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VietnamFinance and insurance2019 – ongoing

Home Credit Vietnam

FPT AI Engage virtual call-centre assistant

Home Credit Vietnam's virtual call agent cut operating costs by 50%, according to its suppliers

WorkingVendor case studyVendor ↗

Problem

Routine customer enquiries and payment reminders created repetitive work for call-centre agents. Home Credit Vietnam needed to serve more customers without expanding manual calling at the same rate.

Approach

Home Credit Vietnam partnered with FPT Smart Cloud in 2019 to deploy a conversational call assistant. FPT AI Engage handled inbound and outbound calls with speech recognition and synthetic speech. Human agents retained more complex customer issues.

Results

50%operating cost savings reported by NVIDIA and FPT Smart CloudVendor case study[1][2]
98%call success rate reported by the suppliers; the success criterion was not specifiedVendor case study[1][2]

Takeaway

The assistant moved routine calls away from human agents. The suppliers reported cost savings without disclosing the comparison period.

Categories

Business function
Customer service
Innovation type
Process innovation
Evidence
Vendor case study

Sources

Source summaries

[1]NVIDIA2024

NVIDIA described Home Credit Vietnam's deployment of FPT AI Engage. It reported 50% operating cost savings and a 98% call success rate.

[2]FPT Smart Cloud18 Dec 2024

FPT repeated the Home Credit results published by NVIDIA, including 50% operating cost savings. It confirmed that the partnership began in 2019.

Full details are in the original sources.

Added 1 Nov 2026 · Updated 1 Nov 2026
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