National Bank of Rwanda
Intumwa AI agent for financial-consumer complaints
Rwanda's central bank deployed Intumwa to process complaints across more than 600 financial institutions
Problem
Rwanda's central bank needed to protect consumers as digital financial services expanded. Consumers faced financial scams and mis-selling, making accessible complaint handling part of its supervisory work.
Approach
The National Bank of Rwanda deployed Proto's Intumwa AI agent in 2021 to process financial-consumer complaints. By November 2025, the system was being expanded with Kinyarwanda voice capability and deeper connections to customer-support systems.
Results
Takeaway
Intumwa provided a shared complaint-handling service across the financial sector. The expansion into voice remained separate from the established complaints deployment.
Categories
- Industry
- Public sector
- Business function
- Customer service
- Innovation type
- Process innovation
- AI technology
- Conversational and voice AI
- Adoption
- Vendor solution
- Evidence
- Vendor case study
Sources
Source summaries
Proto reported that the central bank deployed Intumwa in 2021 across more than 600 financial institutions. It described voice capability and support-system integration as ongoing extensions, alongside a separate local-government initiative.
Full details are in the original sources.