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CzechiaPublic sector2026 – ongoing

Czech National Bank

AI-assisted review of cryptoasset licensing documents

Czech National Bank used AI to check licensing documents while experts retained decisions

WorkingCompany's own claimOfficial ↗

Problem

A surge of applications under the EU's MiCA regulation increased the bank's document-review workload. Applications had to meet statutory assessment deadlines.

Approach

The bank used AI tools tested through CNB Lab to check document contents and find inconsistencies or missing information. The tools ran on internal servers. Supervisory staff retained responsibility for granting or refusing licences.

Results

No published figures

Takeaway

The bank reported faster routine checks without transferring licensing authority to AI. It did not quantify the time saved.

Categories

Business function
Finance, risk and legal
Innovation type
Process innovation
AI technology
Generative AI
Evidence
Company's own claim

Sources

  1. ČNB vydala prvních šest povolení podle nařízení MiCA
    Czech National Bank11 Feb 2026Company publication

Source summaries

[1]Czech National Bank11 Feb 2026

The bank described AI-supported document checks alongside temporary staff reassignment to handle licensing applications. It said the tools operated internally and supported experts, who continued to make licensing decisions.

Full details are in the original sources.

Added 1 Nov 2026 · Updated 1 Nov 2026
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