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PolandFinance and insurance2020 – ongoing

PKO Bank Polski

Conversational banking assistant in IKO

PKO Bank Polski said 1 million customers had used its IKO conversational assistant

WorkingCompany's own claimOfficial ↗

Problem

Mobile-banking customers needed help accessing transactions and account controls within IKO.

Approach

PKO Bank Polski offered an assistant that accepted natural-language voice or text requests. It could initiate transfers and provide BLIK codes, as well as change card limits or block a card. By March 2023, the bank said it understood more than 320 conversation topics.

Results

1 millioncustomers who had used the IKO assistant by March 2023, according to PKO Bank PolskiCompany's own claim[1]
more than 320conversation topics understood by the assistant, according to the bankCompany's own claim[1]

Takeaway

The assistant could carry out banking actions within the app; the bank did not report a transaction-completion rate.

Categories

Business function
Customer service
Evidence
Company's own claim

Sources

Source summaries

[1]PKO Bank Polski27 Mar 2023

The bank described its IKO assistant's conversational interface and banking actions. It reported 1 million customers had used the assistant, which understood more than 320 topics.

Full details are in the original sources.

Added 1 Nov 2026 · Updated 1 Nov 2026
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