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South KoreaFinance and insurance2019 – ongoing

KB Kookmin Card

Qd customer-service chatbot

KB Kookmin Card launched Qd with 10 card transactions available directly in chat

In progressCompany's own claim

Problem

Cardholders needed assistance with account questions and routine transactions. Moving from a conversation to a separate transaction screen added steps.

Approach

KB Kookmin Card launched Qd inside its mobile application. Natural-language processing supported conversational exchanges, while deep learning analyzed consultation content and dialogue patterns. Customers could complete selected transactions inside chat or follow links to other services. Telephone transfer to a human agent remained available.

Results

10card tasks customers could complete directly in the chat interface at launchCompany's own claim[1]

Takeaway

Qd connected conversational support to transaction execution. The launch disclosure did not quantify changes in service workload or customer satisfaction.

Categories

Business function
Customer service
Evidence
Company's own claim

Sources

Source summaries

[1]Electronic Times26 Jun 2019

Electronic Times reported Qd's launch and its use of deep learning for conversational support. It described 10 directly executable card tasks and the option to reach a human agent by telephone.

Full details are in the original sources.

Added 1 Nov 2026 · Updated 1 Nov 2026
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