United StatesFinance and insurance2025 – ongoing

United Wholesale Mortgage (UWM)

Gemini Flash underwriting tool

UWM says underwriters went from 6 to 14 loans a day with Gemini Flash

WorkingCompany's own claim

Problem

The largest US wholesale mortgage lender wanted its underwriters to clear more loan files each day.

Approach

UWM added tools built on Google's Gemini Flash 1.5 model to underwriting and document handling. In April 2025 it announced a wider Google Cloud partnership covering AI chat support for brokers and borrowers.

Results

6 to 14Loans an underwriter handles per day, before and after the Gemini toolCompany's own claim[1][2]

Takeaway

UWM reported the gain as loans handled per underwriter per day, giving other lenders a basis for comparison.

Sources

UWM strikes AI deal with Google for faster mortgage lending process
Mortgage Professional America9 Apr 2025News article
UWM says Google partnership will boost originations
National Mortgage News8 Apr 2025News article

Source summaries

[1]Mortgage Professional America9 Apr 2025

Mortgage Professional America reported on the April 2025 UWM and Google Cloud deal. It attributes the move from 6 to 14 loans per underwriter per day to UWM.

[2]National Mortgage News8 Apr 2025

National Mortgage News reported that UWM and Google Cloud would extend AI to underwriting, document processing and client chat. It repeats the 6-to-14 figure for Gemini Flash 1.5.

Full details are in the original sources.

Added 25 Oct 2026 · Updated 25 Oct 2026